bunq Pro

bunq Pro is the bank account that makes budgeting easy, offering powerful financial tools and smart automation to help you stay in control. It’s available for €9.99/month for Personal.

💸 Essential Banking Features

• 25 Bank Accounts – A mix of Savings Accounts, Multi-currency Savings, Foreign Currency Bank Accounts, Joint Bank Accounts, or regular Bank Accounts.

• First 3 Physical Cards (Free) – Choose between a Mastercard Credit or Debit Card (excluding Metal Card Credit). The Metal Card is available with a one-time fee of €99.99.

• 25 Virtual Credit Cards – Extra flexibility for secure online payments.

• Foreign Currencies – 5 free Foreign Currency transactions per month.

• Foreign IBANs – Get local IBANs in different countries.

• Transfers in Different Currencies – Send money easily with Wise integration.

• ZeroFX – Exchange money at real exchange rates with no hidden fees.

• Instant Payments – Make and receive payments instantly.

• (Instant) IBAN to IBAN Transfers – Move money seamlessly.

• Scheduled Payments & Requests – Automate your transactions effortlessly.

• Direct Debit – Easily pay recurring bills.

• bunq.me Requests – Get paid faster with personalized payment links.

• Apple & Google Pay – Pay seamlessly with your phone.

• Dual PIN – Link two accounts to one card for smarter spending.

• ATM Withdrawals – First 6 withdrawals per month are free, the next 5 cost €0.99 each, and any beyond that cost €2.99 per withdrawal.

📈 Grow Your Money

• MassInterest, paid weekly, on savings up to €100,000:

• Up to 2.51% for 🇪🇺 EEA residents.

• 3.01% for savings in 🇺🇸USD and 🇬🇧GBP (Personal accounts).

• Stocks – Start investing from €10, with a 20% discount on fees.

🌱 Make an Impact

• Planting Trees as You Go – For every €250 spent, a tree is planted to help offset your CO2 footprint.

👨‍👩‍👧‍👦 Shared & Family Banking

• Joint Savings Account – Save together with others.

• Joint Bank Account – Manage shared finances effortlessly.

• Child Account – A secure account for your child.

• Parent Access – Free access to your child’s bunq account.

• bunq Pack – Share a bunq plan with family or friends.

• Group Expenses – Easily track and split costs with others.

• Shared Access – Give trusted people access to your account.

🚀 Extra Perks & Convenience

• Easy Budgeting – Get full control over your finances.

• Auto Save – Automatically save money every time you spend.

• Payment Sorter – Sort incoming payments automatically.

• Spending Insights – Track and manage your spending habits.

• Invoice Scanning – Upload and process invoices easily.

• Loyalty Cards – Store all your loyalty cards in one place.

• bunq Web – Access your banking from any device.

• Switch Service – Move your banking to bunq without hassle.

• API Access – Automate banking actions with API integration.

• Zapier Integration – Connect bunq with thousands of apps.

• App Translation – Use the bunq app in your preferred language.

🔒 Security & Peace of Mind

• Biometric ID – Secure login with fingerprint or Face ID.

• Deposit Protection – Your funds are safe and insured.

• Instant Notifications – Stay updated on all transactions.

• 24/7 Support & SOS Hotline – Help is always available.

Of course, to truly experience life without the hassle of money admin you can always switch to bunq Free, bunq Core, bunq Pro or bunq Elite in seconds. ✨

Whether you're planning for a big purchase, saving for a rainy day, or simply want to keep a close eye on your daily spending, the Budgeting tab is designed to make budgeting so easy you’ll actually do it. With just a tap in the app, you get instant access to spending category breakdowns and monthly comparisons, and you easily set up smart automations that help you save.

Spending Insights

The Budgeting tab allows you to easily compare with previous months, making it a powerful tool for managing your finances. You can view your spending per category and easily set spending limits. When you’ve spent 80%, 95% or 100% of a spending limit, the bunq app will send you a notification, making it easier to stay on budget without having to think about it.

AutoSave

Effortlessly grow your Savings Account or invest in Stocks! With AutoSave, every outgoing payment, including payments from Joint and Connected Accounts, is rounded up to the nearest €1, €2 or €5,. The difference between the payment and the rounded-up amount is automatically transferred to your Savings Account or invested in the Stock of your choice 💸

Salary Sorter

With Salary Sorter, you can automatically organize your budget every time you get paid. Sort your salary into categories like bills, savings, daily expenses, or even invest into Stocks. This saves you time and effort so you always have enough set aside for essentials like rent, utilities, or groceries. You’ll be able to consistently invest in Stocks to build your assets without having to think about it

At bunq, your security is our absolute priority. Throughout our entire history, not a single cent has been lost due to a security breach. Our state-of-the-art security systems are designed to protect you and your money at all times.

• Real-time monitoring: Our systems constantly watch for suspicious activity.

• Instant account lockdown: If anything seems out of the ordinary, we can quickly secure your account to prevent unauthorized access.

• Robust security protocols: We follow industry-leading best practices and continuously update our systems to ensure your data and money remain protected.

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