Your new bank account, ready in just 5 minutes
100% online - no branch visits, no paperwork
Just download the bunq app and sign up from anywhere.
Start without tax ID
No tax ID? No problem. Start banking right away and provide it within 90 days.
Earn up to 2,51% interest - paid out weekly
Boost your savings with 2,51% interest on EUR, and 3,01% on USD and GBP
Bank account & Savings account
Take your budgeting to the next level by organizing your finances with up to 25 dedicated money pots. Each with a unique IBAN, so you can easily transfer money and even use them for direct debits.
Get your Cards
With bunq Elite, get 25 Virtual Debit or Credit Card and 3 physical cards. Get it, top it up and instantly start making payments online or with your phone.
2,51%* interest paid out weekly
Make your savings grow faster with a highly competitive interest rate. Earnings get paid out weekly, so you benefit from compound interest and reach your goals even quicker.
Worldwide Travel Insurance with zero hassle
No more triple-checking your travel insurance for trips abroad. Wherever you go, you’re automatically covered, including rental car insurance. Travel Insurance is included in your plan at no extra cost.
Foreign Currency payments for free
Easily send money to anyone in 39 Foreign Currencies, directly from your Euro account. You'll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later. With your bunq Elite plan, enjoy 10 Foreign Currency payments free every month.
Earn up to 2% Cashback
Wherever you go, just use your bunq Credit Card, and we'll put 1% of everything you pay at a restaurant or bar, and 2% for all public transportation costs, back into your pocket.
Earn 2x bunq Points
Earn exclusive rewards just by using your bunq card: free months of bunq, metal card, travel discounts, and more! bunq Elite users earn double points.
Grow your wealth
Invest on the go with the bunq app. Start with just €10, enjoy zero fees for the first 3 months, and get a 50% discount on fees after that.
24/7 Priority Online Support and SOS Hotline
Contact us 24/7/365 through the secure in-app chat, email, or SOS phone line for urgent card blocking or account access issues. We’ll provide personalized priority assistance to help you make the most of your bunq account—all in your language!
Offset your CO2
We’re planting 30 million trees! Spend with your bunq card and earn trees as you go. With veritree, each tree is planted at the right time, in the right place, and carefully tracked as it grows. You’ll be able to follow your trees and see the positive impact they make over time.
Trusted by millions of users

Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Help in your language, whenever you need it.
Frequently Asked Questions
What are the main features of bunq Elite bank account?
Can I also switch to another account at a later stage?
How does bunq help me in budgeting?
How does bunq protect my bank account?
Do I get a metal card with a bunq Elite bank account?
Compare our plans
bunq Free
The standard bank account
bunq Core
The bank account for everyday
bunq Pro
The bank account that makes budgeting easy
bunq Elite
The bank account designed for your international lifestyle
Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.
