Your new bank account, ready in just 5 minutes
100% online - no branch visits, no paperwork
Just download the bunq app and sign up from anywhere.
Start without tax ID
No tax ID? No problem. Start banking right away and provide it within 90 days.
Earn up to 2,51% interest - paid out weekly
Boost your savings with 2,51% interest on EUR, and 3,01% on USD and GBP
Bank account & Savings account
Take your budgeting to the next level by organizing your finances with up to 3 dedicated money pots. Each with a unique IBAN, so you can easily transfer money and even use them for direct debits.
2,51%* interest paid out weekly
Make your savings grow faster with a highly competitive interest rate. Earnings get paid out weekly, so you benefit from compound interest and reach your goals even quicker.
Everything in an instant
From instant notifications to real-time limit control, bunq makes it all lightning quick. Open your account in minutes, instantly create your card, and start spending right away.
Get your Virtual Credit Card
Every bunq user gets a Debit or Credit Card. That means no interest fees or annual charges! Create it instantly in the bunq app, top it up and add it to your Apple Pay or Google Pay right away. You can start making mobile payments today!
Effortless payment management
Simplify outgoing payments with AutoAccept and Scheduled Payments. Automatically approve requests from trusted contacts and allow them to schedule payments in advance.
Grow your wealth
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
Get the best exchange rate abroad
Spend smarter with ZeroFX. Use your bunq bank debit or credit card to get great value on purchases in currencies outside the Eurozone. Up to €1,000 per year for bunq Free users.
24/7 Online Support
Contact us 24/7/365 via the secured in-app chat and email. We’ll provide personalized priority assistance to help you make the most of your bunq account—all in your language!
Offset your CO2
We’re planting 30 million trees! Spend with your bunq card and earn trees as you go. With veritree, each tree is planted at the right time, in the right place, and carefully tracked as it grows. You’ll be able to follow your trees and see the positive impact they make over time.
Trusted by millions of users
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Help in your language, whenever you need it.
FAQ
Is bunq Free this a free bank account?
What are the main features of bunq Free bank account?
Can I also switch to another account at a later stage?
How does bunq protect my bank account?
Compare our plans
bunq Free
The standard bank account
bunq Core
The bank account for everyday
bunq Pro
The bank account that makes budgeting easy
bunq Elite
The bank account designed for your international lifestyle
Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.
