Introduction
Managing your money should be easy, no matter your lifestyle. bunq offers a range of accounts tailored to meet your needs—whether you're a student, freelancer, or digital nomad. This guide breaks down the features and benefits of each account so you can choose the one that fits you best.
bunq Free
The essentials to get you started.
3 Bank Accounts to get you started: Create IBANs for anything in seconds.
Instant Payments: No more waiting days to receive your funds. With Instant Payments, your money appears in your account the moment it’s sent, giving you immediate control over your finances.
1 Virtual Credit Card: Use Apple Pay and Google Pay with no hidden fees—perfect for travel and everyday purchases.
Scheduled Payments and Requests: Automate recurring payments and payment requests, simplifying your financial management and reducing the chance of missed payments.
High-Interest Savings: Earn 3.36% interest paid weekly—so sit back and watch your money grow.
Invest in stocks with ease: Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
Plant Trees: For every €1,000 spent, bunq plants a tree.
bunq Core
A bank account for everyday use.
Key Features:
Includes everything from the bunq Free plan.
5 Bank Accounts for your everyday needs.
1 physical Credit Card included.
Open and manage up to 4 Child Accounts: Help your child grow financially with a free bank account designed to build money skills.
Joint Account: Need to manage expenses with a partner or team? With bunq, you can share an account with up to 10 people, making it easy to keep finances transparent and organized, whether for business or personal reasons.
Access Loyalty Cards quickly: With bunq, you can store all of your loyalty cards directly in the app, and quickly access them or even share them with friends whenever you need.
Earn bunq Points and redeem rewards: Earn exclusive rewards just by using your bunq card! Anything from free months of bunq, a Metal Card, and more!
Unlimited ZeroFX: Simply use your bunq card abroad and enjoy the best value when spending in currencies other than the Euro.
24/7 SOS Hotline: Call us any time for quick help with your account or cards.
bunq Pro
The bank account that makes budgeting easy.
Key Features:
Includes everything from the bunq Core plan.
25 Bank Accounts for effortless budgeting.
3 physical and 25 virtual Credit Cards included.
Easy Budgeting: Take your budgeting to the next level by creating separate Bank Accounts for each category, each with its unique IBAN for easy transfers and direct debits
Spending Limits: Set monthly spending limits by category, keeping your budget in check and avoiding overspending.
Salary Sorter: Automatically sort your salary into the right accounts, simplifying budget management and ensuring funds are always where they need to be.
5 free Foreign Currency payments each month: Save on international transfers.
20% discount on Stock trading fees: Invest smarter with reduced fees.
Plant Trees: For every €250 spent, bunq plants a tree.
Free for Students: With proof of enrollment, students in Belgium, France, Germany, Ireland, Italy, the Netherlands, and Spain can use bunq Pro (worth €9.99/month) for free.
bunq Elite
The bank account designed for your international lifestyle.
Key Features:
Includes everything from the bunq Pro plan.
Travel Insurance: Stay protected wherever you go, with automatic worldwide coverage. No extra paperwork, no extra cost—just peace of mind.
Cashback: Earn up to 2% cashback on eligible purchases. Get rewarded for the money you’re already spending!
Double bunq Points for even better rewards: Earn exclusive rewards even faster with your bunq Elite plan! Anything from free months of bunq, a Metal Card, and more!
eSim: Save up to 90% on roaming costs when traveling thanks to your eSIM*. Enjoy 4 x 2GB of free worldwide data each year!
10 free Foreign Currency payments each month: Save on international transfers.
50% discount on Stock trading fees: Invest smarter with reduced fees.
Plant Trees: bunq plants a tree for just every €100 spent.
For those who want it all, bunq Elite delivers premium features and exclusive benefits.
Conclusion
Choosing the right bunq account depends on your specific needs and lifestyle. Whether you're a student, digital nomad, or seasoned professional, bunq has a plan tailored just for you. Ready to find your perfect match? Explore bunq plans today and take control of your finances like never before.
Still can’t decide? Take a look at our comparison of the full plan.
