Moving to Spain?
Open your Spanish bank account in just 5 minutes with your phone and ID. Whether you're a student or an expat, get started today—no strings attached.
Moving to Spain?
Open your Spanish bank account in just 5 minutes with your phone and ID. Whether you're a student or an expat, get started today—no strings attached.
Moving to Spain?
Open your Spanish bank account in just 5 minutes with your phone and ID. Whether you're a student or an expat, get started today—no strings attached.
Your new Spanish bank account, ready in just 5 minutes
100% online - no branch visits, no paperwork
Just download the bunq app and sign up, even before moving to Spain.
Start without a NIE
No NIE? No problem. Start banking right away and provide it within 90 days.
App and Support in your language
Thanks to AI, you can use bunq in the language of your choice.
Your new Spanish bank account, ready in just 5 minutes
100% online - no branch visits, no paperwork
Just download the bunq app and sign up, even before moving to Spain.
Start without a NIE
No NIE? No problem. Start banking right away and provide it within 90 days.
App and Support in your language
Thanks to AI, you can use bunq in the language of your choice.
Your new Spanish bank account, ready in just 5 minutes
100% online - no branch visits, no paperwork
Just download the bunq app and sign up, even before moving to Spain.
Start without a NIE
No NIE? No problem. Start banking right away and provide it within 90 days.
App and Support in your language
Thanks to AI, you can use bunq in the language of your choice.
Make fast & easy international transfers
Send and receive money in multiple currencies with ease. Enjoy up to 10 free foreign currency payments each month. After that, transparent fees ensure you always know exactly what you’re paying—no hidden surprises.
Make fast & easy international transfers
Send and receive money in multiple currencies with ease. Enjoy up to 10 free foreign currency payments each month. After that, transparent fees ensure you always know exactly what you’re paying—no hidden surprises.
Make fast & easy international transfers
Send and receive money in multiple currencies with ease. Enjoy up to 10 free foreign currency payments each month. After that, transparent fees ensure you always know exactly what you’re paying—no hidden surprises.
Get the best exchange rate abroad
Spend smarter with ZeroFX. Use your Dutch bank debit or credit card to get great value on purchases in currencies outside the Eurozone.
Get the best exchange rate abroad
Spend smarter with ZeroFX. Use your Dutch bank debit or credit card to get great value on purchases in currencies outside the Eurozone.
Get the best exchange rate abroad
Spend smarter with ZeroFX. Use your Dutch bank debit or credit card to get great value on purchases in currencies outside the Eurozone.
Earn up to 3.36% on your savings
Boost your savings with 3.36% interest on EUR, and 3.01% on USD and GBP. Interest is paid out every week, so you can benefit from compound interest.
Earn up to 3.36% on your savings
Boost your savings with 3.36% interest on EUR, and 3.01% on USD and GBP. Interest is paid out every week, so you can benefit from compound interest.
Earn up to 3.36% on your savings
Boost your savings with 3.36% interest on EUR, and 3.01% on USD and GBP. Interest is paid out every week, so you can benefit from compound interest.
Organize your money your way
Take control of your finances with multiple IBANs for budgeting, savings, and direct debits. Perfect for managing your Dutch bank account efficiently.
Organize your money your way
Take control of your finances with multiple IBANs for budgeting, savings, and direct debits. Perfect for managing your Dutch bank account efficiently.
Organize your money your way
Take control of your finances with multiple IBANs for budgeting, savings, and direct debits. Perfect for managing your Dutch bank account efficiently.
Grow your wealth
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
Grow your wealth
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
Grow your wealth
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
Earn up to 2% Cashback
Wherever you go, just use your bunq Credit Card, and we'll put 1% of everything you pay at a restaurant or bar, and 2% for all public transportation costs, back into your pocket.
Earn up to 2% Cashback
Wherever you go, just use your bunq Credit Card, and we'll put 1% of everything you pay at a restaurant or bar, and 2% for all public transportation costs, back into your pocket.
Earn up to 2% Cashback
Wherever you go, just use your bunq Credit Card, and we'll put 1% of everything you pay at a restaurant or bar, and 2% for all public transportation costs, back into your pocket.
Travel with total peace of mind
Be ready for any trip with Travel Insurance, eSIMs, and practical tips. Perfect for expats relocating to Spain or just traveling abroad.
Travel with total peace of mind
Be ready for any trip with Travel Insurance, eSIMs, and practical tips. Perfect for expats relocating to Spain or just traveling abroad.
Travel with total peace of mind
Be ready for any trip with Travel Insurance, eSIMs, and practical tips. Perfect for expats relocating to Spain or just traveling abroad.
Earn bunq Points
Earn exclusive rewards just by using your bunq card: free months of bunq, metal card, travel discounts, and more!
Earn bunq Points
Earn exclusive rewards just by using your bunq card: free months of bunq, metal card, travel discounts, and more!
Earn bunq Points
Earn exclusive rewards just by using your bunq card: free months of bunq, metal card, travel discounts, and more!
Offset your CO2
As a bunq user, you'll earn trees for spending with your bunq card. Our partner veritree then plants these in Kenya and Tanzania. Our users have already planted over 25 million mangrove trees!
Offset your CO2
As a bunq user, you'll earn trees for spending with your bunq card. Our partner veritree then plants these in Kenya and Tanzania. Our users have already planted over 25 million mangrove trees!
Offset your CO2
As a bunq user, you'll earn trees for spending with your bunq card. Our partner veritree then plants these in Kenya and Tanzania. Our users have already planted over 25 million mangrove trees!
Trusted by millions of users
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Help in your language, whenever you need it.
Trusted by millions of users
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Help in your language, whenever you need it.
Trusted by millions of users
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Help in your language, whenever you need it.
Risk indicator for all bunq B.V. accounts
1
/
6
This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.
bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user
Find your perfect match
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Risk indicator for all bunq B.V. accounts
1
/
6
This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.
bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user
Find your perfect match
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Risk indicator for all bunq B.V. accounts
1
/
6
This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.
bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user
Find your perfect match
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Open your Dutch bank account in just 5 minutes
Open your Dutch bank account in just 5 minutes
Open your Dutch bank account in just 5 minutes