Bank of The Free

Spend, save, budgetβ€”all in one app. Open your account in 5 minutes.

Bank of The Free

Spend, save, budgetβ€”all in one app. Open your account in 5 minutes.

Bank of The Free

Spend, save, budgetβ€”all in one app. Open your account in 5 minutes.

All you need from a bank, in one app

Spend, save, budget, and invest from one app built around your life.

Use separate Pockets for rent, travel, and goalsβ€”without juggling spreadsheets.

All you need from a bank, in one app

Spend, save, budget, and invest from one app built around your life.

Use separate Pockets for rent, travel, and goalsβ€”without juggling spreadsheets.

All you need from a bank, in one app

Spend, save, budget, and invest from one app built around your life.

Use separate Pockets for rent, travel, and goalsβ€”without juggling spreadsheets.

Simple banking that fits daily life

Manage your money your way, with simple tools for everyday banking, saving, travel, investing, and more.

Person managing money with smartphone and laptop at a home office desk

Cards that simply work

Right when you sign up, you get a Digital Credit Card ready to use with Apple Pay or Google Pay. Link your card to any of your Money Pockets and pay from whichever account you choose.

Simple banking that fits daily life

Manage your money your way, with simple tools for everyday banking, saving, travel, investing, and more.

Person managing money with smartphone and laptop at a home office desk

Cards that simply work

Right when you sign up, you get a Digital Credit Card ready to use with Apple Pay or Google Pay. Link your card to any of your Money Pockets and pay from whichever account you choose.

Simple banking that fits daily life

Manage your money your way, with simple tools for everyday banking, saving, travel, investing, and more.

Person managing money with smartphone and laptop at a home office desk

Cards that simply work

Right when you sign up, you get a Digital Credit Card ready to use with Apple Pay or Google Pay. Link your card to any of your Money Pockets and pay from whichever account you choose.

Person making a contactless card payment with a smartphone at a bar terminal

Keep your money organized

Organize your finances with up to 25 dedicated money Pockets. Each has its own IBAN for transfers, Direct Debits, and card linking.

Person viewing cryptocurrency in the bunq app on a smartphone outdoors

Buy and sell crypto, right where you bank

Get started with crypto directly from your bunq app and choose from top cryptocurrencies. Your transactions are protected with two-factor authentication and encryption. Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss.

Person reviewing stock investments on a laptop and smartphone at home

The easiest way to invest in stocks

Start investing in stocks from €10, with no separate app and no broker. Buy fractional shares and set up automatic investments alongside your savings and crypto in one place. Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss.

Traveler using a smartphone in an airport terminal with luggage

Travel worry free

Install an eSIM directly from the bunq app and top it up anytime, even without a connection. With bunq Elite, get 8GB of free global data every year. With Qover, Travel Insurance is included on eligible trips when you’re on bunq Elite. Check your policy in the app for countries, limits, and exclusions.

Couple relaxing in a park while using smartphones to manage savings

Effortlessly grow your savings

Earn up to 3.01% interest on your savings, paid out every week, so each payout earns you more the next week. Round up your spare change into your Savings Account with every purchase using Auto Round Up. 3.01% is the annual bonus rate on savings above your personal threshold, up to €100,000. MassInterest rates are variable and subject to change. Eligibility, thresholds, taxes, and social security contributions may apply.

Students get bunq for free

Enjoy bunq Pro for free while you study.

Available to university students aged 25 or under in Belgium, France, Germany, Ireland, Italy, the Netherlands, Portugal, or Spain who can share a valid student ID or proof of enrollment for the current academic year. We re-check your student status once a year.

Students get bunq for free

Enjoy bunq Pro for free while you study.

Available to university students aged 25 or under in Belgium, France, Germany, Ireland, Italy, the Netherlands, Portugal, or Spain who can share a valid student ID or proof of enrollment for the current academic year. We re-check your student status once a year.

Students get bunq for free

Enjoy bunq Pro for free while you study.

Available to university students aged 25 or under in Belgium, France, Germany, Ireland, Italy, the Netherlands, Portugal, or Spain who can share a valid student ID or proof of enrollment for the current academic year. We re-check your student status once a year.

Banking built for your business

Open a Business Account in 5 minutes. Manage payments and Company Cards from one app.

bunq business app home with payments, cards, and company balances

Banking built for your business

Open a Business Account in 5 minutes. Manage payments and Company Cards from one app.

bunq business app home with payments, cards, and company balances

Banking built for your business

Open a Business Account in 5 minutes. Manage payments and Company Cards from one app.

bunq business app home with payments, cards, and company balances

Bank with confidence

Clear, straightforward banking, so you can focus on what matters.

€100K

Protected

Your deposits are protected by the Dutch DGS*.

22M+

Users

Millions across Europe trust bunq for their everyday banking.

24/7

Support

Get help instantly in your language, day or night.

* Your deposits are protected by the Dutch Deposit Guarantee Scheme (DGS), which covers eligible deposits up to €100,000 per depositor (excluding investments in stocks and crypto).

Bank with confidence

Clear, straightforward banking, so you can focus on what matters.

€100K

Protected

Your deposits are protected by the Dutch DGS*.

22M+

Users

Millions across Europe trust bunq for their everyday banking.

24/7

Support

Get help instantly in your language, day or night.

* Your deposits are protected by the Dutch Deposit Guarantee Scheme (DGS), which covers eligible deposits up to €100,000 per depositor (excluding investments in stocks and crypto).

Bank with confidence

Clear, straightforward banking, so you can focus on what matters.

€100K

Protected

Your deposits are protected by the Dutch DGS*.

22M+

Users

Millions across Europe trust bunq for their everyday banking.

24/7

Support

Get help instantly in your language, day or night.

* Your deposits are protected by the Dutch Deposit Guarantee Scheme (DGS), which covers eligible deposits up to €100,000 per depositor (excluding investments in stocks and crypto).

Find the right bunq plan for you

Choose a personal or business account that fits the way you use money.

bunq Free

Free

Start for free

A simple account for getting started with bunq.

Explore bunq Free

bunq Core

€3.99

/month

Your everyday account for spending, saving, and staying on top of money.

Explore bunq Core

bunq Pro

€9.99

/month

Budget, save, and organize your money with more control.

Explore bunq Pro

bunq Elite

€18.99

/month

Bank across borders with premium features for international living.

Explore bunq Elite

Find the right bunq plan for you

Choose a personal or business account that fits the way you use money.

bunq Free

Free

Start for free

A simple account for getting started with bunq.

Explore bunq Free

bunq Core

€3.99

/month

Your everyday account for spending, saving, and staying on top of money.

Explore bunq Core

bunq Pro

€9.99

/month

Budget, save, and organize your money with more control.

Explore bunq Pro

bunq Elite

€18.99

/month

Bank across borders with premium features for international living.

Explore bunq Elite

Find the right bunq plan for you

Choose a personal or business account that fits the way you use money.

bunq Free

Free

Start for free

A simple account for getting started with bunq.

Explore bunq Free

bunq Core

€3.99

/month

Your everyday account for spending, saving, and staying on top of money.

Explore bunq Core

bunq Pro

€9.99

/month

Budget, save, and organize your money with more control.

Explore bunq Pro

bunq Elite

€18.99

/month

Bank across borders with premium features for international living.

Explore bunq Elite

Start banking in 5 minutes

Open your bank account directly from your phoneβ€”all you need is the app and a valid ID.

Download the bunq app

Get the app for iOS or Android.

Fill in your details

Add your name, address, email, and phone.

Verify your ID

Quick video selfieβ€”then you can start banking.

Start banking in 5 minutes

Open your bank account directly from your phoneβ€”all you need is the app and a valid ID.

Download the bunq app

Get the app for iOS or Android.

Fill in your details

Add your name, address, email, and phone.

Verify your ID

Quick video selfieβ€”then you can start banking.

Start banking in 5 minutes

Open your bank account directly from your phoneβ€”all you need is the app and a valid ID.

Download the bunq app

Get the app for iOS or Android.

Fill in your details

Add your name, address, email, and phone.

Verify your ID

Quick video selfieβ€”then you can start banking.