Got our Joint Account in just 5 minutes!
100% online - no branch visits, no paperwork
Easily start sharing finances without leaving the house.
Joint budgeting made easy
Up to 25 money pots to help you and your partner plan spending and grow savings.
Earn up to 2,51% interest on your savings
Create personal or joint savings accounts and get interest paid weekly.
Organize your money your way
Each of you gets your own bunq account and can create up to 25 personal or shared money pots. Each comes with a unique IBAN, making it easy to transfer money or set up direct debits.
Set joint spending limits
bunq automatically categorizes your spending. You decide how much to spend per category each month, and we’ll alert you when you’re close to the limit.
Get cards for each of you
Both of you will get your own card. Link it instantly to your personal or joint bank account. Need to switch? Update the account your card uses anytime with ease.
Grow your wealth
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
Earn bunq Points
Earn exclusive rewards just by using your bunq card: free months of bunq, metal card, travel discounts, and more!
Offset your CO2
We’re planting 30 million trees! Spend with your bunq card and earn trees as you go. With veritree, each tree is planted at the right time, in the right place, and carefully tracked as it grows. You’ll be able to follow your trees and see the positive impact they make over time.
Forward transactions from your old bank
Ready to fully switch to bunq? Use our in-app Switch Service to move all payments and direct debits to your new joint account without any hassle.
Trusted by millions of users
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Help in your language, whenever you need it.
Find your perfect fit
bunq Free
The essentials to get you started.
bunq Core
The bank account for everyday use.
bunq Pro
The bank account for you to kickstart your financial journey.
bunq Elite
The bank account that takes your money to the next level.
Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.
