Moving to the Netherlands?

Open your Dutch bank account in just 5 minutes with your phone and ID. Whether you're a student or an expat, get started today—no strings attached.

Moving to the Netherlands?

Open your Dutch bank account in just 5 minutes with your phone and ID. Whether you're a student or an expat, get started today—no strings attached.

Moving to the Netherlands?

Open your Dutch bank account in just 5 minutes with your phone and ID. Whether you're a student or an expat, get started today—no strings attached.

Your new Dutch bank account, ready in just 5 minutes

100% online - no branch visits, no paperwork

Just download the bunq app and sign up, even before moving to the Netherlands.

Start without a BSN

No BSN? No problem. Start banking right away and provide it within 90 days.

App and Support in your language

Thanks to AI, you can use bunq in the language of your choice.

Your new Dutch bank account, ready in just 5 minutes

100% online - no branch visits, no paperwork

Just download the bunq app and sign up, even before moving to the Netherlands.

Start without a BSN

No BSN? No problem. Start banking right away and provide it within 90 days.

App and Support in your language

Thanks to AI, you can use bunq in the language of your choice.

Your new Dutch bank account, ready in just 5 minutes

100% online - no branch visits, no paperwork

Just download the bunq app and sign up, even before moving to the Netherlands.

Start without a BSN

No BSN? No problem. Start banking right away and provide it within 90 days.

App and Support in your language

Thanks to AI, you can use bunq in the language of your choice.

Make fast & easy international transfers

Send and receive money in multiple currencies with ease. Enjoy up to 10 free foreign currency payments each month. After that, transparent fees ensure you always know exactly what you’re paying—no hidden surprises.

Make fast & easy international transfers

Send and receive money in multiple currencies with ease. Enjoy up to 10 free foreign currency payments each month. After that, transparent fees ensure you always know exactly what you’re paying—no hidden surprises.

Make fast & easy international transfers

Send and receive money in multiple currencies with ease. Enjoy up to 10 free foreign currency payments each month. After that, transparent fees ensure you always know exactly what you’re paying—no hidden surprises.

Get the best exchange rate abroad

Spend smarter with ZeroFX. Use your Dutch bank debit or credit card to get great value on purchases in currencies outside the Eurozone.

Get the best exchange rate abroad

Spend smarter with ZeroFX. Use your Dutch bank debit or credit card to get great value on purchases in currencies outside the Eurozone.

Get the best exchange rate abroad

Spend smarter with ZeroFX. Use your Dutch bank debit or credit card to get great value on purchases in currencies outside the Eurozone.

Earn up to 3.36% on your savings

Boost your savings with 3.36% interest on EUR, and 3.01% on USD and GBP. Interest is paid out every week, so you can benefit from compound interest.

Earn up to 3.36% on your savings

Boost your savings with 3.36% interest on EUR, and 3.01% on USD and GBP. Interest is paid out every week, so you can benefit from compound interest.

Earn up to 3.36% on your savings

Boost your savings with 3.36% interest on EUR, and 3.01% on USD and GBP. Interest is paid out every week, so you can benefit from compound interest.

Organize your money your way

Take control of your finances with multiple IBANs for budgeting, savings, and direct debits. Perfect for managing your Dutch bank account efficiently.

Organize your money your way

Take control of your finances with multiple IBANs for budgeting, savings, and direct debits. Perfect for managing your Dutch bank account efficiently.

Organize your money your way

Take control of your finances with multiple IBANs for budgeting, savings, and direct debits. Perfect for managing your Dutch bank account efficiently.

Grow your wealth

Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.

Grow your wealth

Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.

Grow your wealth

Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.

Earn up to 2% Cashback

Wherever you go, just use your bunq Credit Card, and we'll put 1% of everything you pay at a restaurant or bar, and 2% for all public transportation costs, back into your pocket.

Earn up to 2% Cashback

Wherever you go, just use your bunq Credit Card, and we'll put 1% of everything you pay at a restaurant or bar, and 2% for all public transportation costs, back into your pocket.

Earn up to 2% Cashback

Wherever you go, just use your bunq Credit Card, and we'll put 1% of everything you pay at a restaurant or bar, and 2% for all public transportation costs, back into your pocket.

Travel with total peace of mind

Be ready for any trip with Travel Insurance, eSIMs, and practical tips. Perfect for expats relocating to the Netherlands or just traveling abroad.

Travel with total peace of mind

Be ready for any trip with Travel Insurance, eSIMs, and practical tips. Perfect for expats relocating to the Netherlands or just traveling abroad.

Travel with total peace of mind

Be ready for any trip with Travel Insurance, eSIMs, and practical tips. Perfect for expats relocating to the Netherlands or just traveling abroad.

Earn bunq Points

Earn exclusive rewards just by using your bunq card: free months of bunq, metal card, travel discounts, and more!

Earn bunq Points

Earn exclusive rewards just by using your bunq card: free months of bunq, metal card, travel discounts, and more!

Earn bunq Points

Earn exclusive rewards just by using your bunq card: free months of bunq, metal card, travel discounts, and more!

Offset your CO2

As a bunq user, you'll earn trees for spending with your bunq card. Our partner veritree then plants these in Kenya and Tanzania. Our users have already planted over 25 million mangrove trees!

Offset your CO2

As a bunq user, you'll earn trees for spending with your bunq card. Our partner veritree then plants these in Kenya and Tanzania. Our users have already planted over 25 million mangrove trees!

Offset your CO2

As a bunq user, you'll earn trees for spending with your bunq card. Our partner veritree then plants these in Kenya and Tanzania. Our users have already planted over 25 million mangrove trees!

Trusted by millions of users

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Help in your language, whenever you need it.

Trusted by millions of users

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Help in your language, whenever you need it.

Trusted by millions of users

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Help in your language, whenever you need it.

Find your perfect match

Easy Savings icon
bunq Free

Free

The essentials to get you started.

Easy Bank icon
bunq Core

€3.99/month

The bank account for everyday use.

Easy Bank Pro icon
bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Easy Bank Pro XL icon
bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Find your perfect match

Easy Savings icon
bunq Free

Free

The essentials to get you started.

Easy Bank icon
bunq Core

€3.99/month

The bank account for everyday use.

Easy Bank Pro icon
bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Easy Bank Pro XL icon
bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Find your perfect match

Easy Savings icon
bunq Free

Free

The essentials to get you started.

Easy Bank icon
bunq Core

€3.99/month

The bank account for everyday use.

Easy Bank Pro icon
bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Easy Bank Pro XL icon
bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Open your Dutch bank account in just 5 minutes

Open your Dutch bank account in just 5 minutes

Open your Dutch bank account in just 5 minutes