Budgeting so easy, you'll actually do it

Try bunq today with a free 30-day trial of any plan. All you need to open your account is your phone, ID and 5 minutes.

Illustration of hands holding a phone showing spending categories and a bunq card.

Budgeting so easy, you'll actually do it

Try bunq today with a free 30-day trial of any plan. All you need to open your account is your phone, ID and 5 minutes.

Illustration of hands holding a phone showing spending categories and a bunq card.

Budgeting so easy, you'll actually do it

Try bunq today with a free 30-day trial of any plan. All you need to open your account is your phone, ID and 5 minutes.

Illustration of hands holding a phone showing spending categories and a bunq card.

Crystal-clear insights

For detailed insights into your spending, head to the Budgeting tab. You’ll find month-by-month comparisons and categorized breakdowns. To get a full overview of your finances, you can also add external bank accounts you have.

Crystal-clear insights

For detailed insights into your spending, head to the Budgeting tab. You’ll find month-by-month comparisons and categorized breakdowns. To get a full overview of your finances, you can also add external bank accounts you have.

Crystal-clear insights

For detailed insights into your spending, head to the Budgeting tab. You’ll find month-by-month comparisons and categorized breakdowns. To get a full overview of your finances, you can also add external bank accounts you have.

Personalized budgeting insights

Finn now gives you fun and surprising insights on your daily, weekly, and monthly spending.

Personalized budgeting insights

Finn now gives you fun and surprising insights on your daily, weekly, and monthly spending.

Personalized budgeting insights

Finn now gives you fun and surprising insights on your daily, weekly, and monthly spending.

Add external accounts

For a complete overview of your finances, you can now add external bank accounts to bunq, and get spending insights for them too.

Add external accounts

For a complete overview of your finances, you can now add external bank accounts to bunq, and get spending insights for them too.

Add external accounts

For a complete overview of your finances, you can now add external bank accounts to bunq, and get spending insights for them too.

Stay on track

bunq automatically categorizes your spending for you. You just tell us how much you want to spend per category every month, and we'll let you know when you've hit your limit.

Stay on track

bunq automatically categorizes your spending for you. You just tell us how much you want to spend per category every month, and we'll let you know when you've hit your limit.

Stay on track

bunq automatically categorizes your spending for you. You just tell us how much you want to spend per category every month, and we'll let you know when you've hit your limit.

Multiple Bank Accounts

Take your budgeting to the next level by creating Bank Accounts per category. Each with a unique IBAN, so you can easily transfer money and even use them for direct debits.

Multiple Bank Accounts

Take your budgeting to the next level by creating Bank Accounts per category. Each with a unique IBAN, so you can easily transfer money and even use them for direct debits.

Multiple Bank Accounts

Take your budgeting to the next level by creating Bank Accounts per category. Each with a unique IBAN, so you can easily transfer money and even use them for direct debits.

Easily distinguish all your cards

Have cards for your Personal, Business and Joint accounts? You can now customize the appearance of the cards in your digital wallet, so you always pick the right one in a heartbeat.

Easily distinguish all your cards

Have cards for your Personal, Business and Joint accounts? You can now customize the appearance of the cards in your digital wallet, so you always pick the right one in a heartbeat.

Easily distinguish all your cards

Have cards for your Personal, Business and Joint accounts? You can now customize the appearance of the cards in your digital wallet, so you always pick the right one in a heartbeat.

Budget automagically

Just turn on Easy Budgeting and the next time you pay with your card, bunq will automatically determine which of your bank accounts should be charged!

Budget automagically

Just turn on Easy Budgeting and the next time you pay with your card, bunq will automatically determine which of your bank accounts should be charged!

Budget automagically

Just turn on Easy Budgeting and the next time you pay with your card, bunq will automatically determine which of your bank accounts should be charged!

Sort incoming payments

Have your incoming payments automatically sorted into the right bank accounts. You can set up rules to determine splits, and easily forward the money to wherever you need it.

Sort incoming payments

Have your incoming payments automatically sorted into the right bank accounts. You can set up rules to determine splits, and easily forward the money to wherever you need it.

Sort incoming payments

Have your incoming payments automatically sorted into the right bank accounts. You can set up rules to determine splits, and easily forward the money to wherever you need it.

Save the change

With AutoSave, every payment you make gets rounded up, and the difference saved. Next time you spend €2.20 on a coffee, you'll add €0.80 to your savings automatically.

Save the change

With AutoSave, every payment you make gets rounded up, and the difference saved. Next time you spend €2.20 on a coffee, you'll add €0.80 to your savings automatically.

Save the change

With AutoSave, every payment you make gets rounded up, and the difference saved. Next time you spend €2.20 on a coffee, you'll add €0.80 to your savings automatically.

Budget together

Like most things in life, it's more fun when you do things together. That's why we've made sure all of these budgeting features work perfectly for joint accounts as well!

Budget together

Like most things in life, it's more fun when you do things together. That's why we've made sure all of these budgeting features work perfectly for joint accounts as well!

Budget together

Like most things in life, it's more fun when you do things together. That's why we've made sure all of these budgeting features work perfectly for joint accounts as well!

News & features

Discover stories, tips, and insights to help you navigate the expat lifestyle.

Explore stories, bunq news and tips & tricks that make life easy.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.