Compare our plans

Discover all of bunq's benefits and find the perfect fit for you.

Personal

Business

bunq Free

The essentials to get you started.

€0.00/month

bunq Core

The bank account for everyday use.

€3.99/month

bunq Pro

The bank account that makes budgeting easy.

€9.99/month

bunq Elite

The bank account designed for your international lifestyle.

€18.99/month

Online Banking

Apple Pay

Make payments with your iPhone or Apple watch

AutoAccept

Automatically approve requests from contacts

Bank Accounts

Create IBANs for all your needs in seconds

3 included

5 included

25 included

bunq.me

Create your unique lifelong payment link

Child Account

Open and manage an account for up to 4 children without any hassle

Customize your digital wallet

Easily distinguish all your cards

Foreign Currencies

Open Bank Accounts in 22 global currencies

Foreign Currency Payment

Instantly send money across the world

Fees apply

5 free transactions/month

10 free transactions/month

Foreign IBANs

Open Bank Accounts with NL, DE, FR, ES or IE IBANs

Google Pay

Make payments with your phone or smartwatch

Instant Payments

Never wait for settled payments again

Invoice Scanning

Scan and pay invoices in a snap

Metal Card

Pay in style, crafted from 100% stainless steel

€99 per card

Multi-Currency Savings Accounts

Earn 3.01% interest by saving in USD/GBP

Payment Requests

(inc. bunq.me) paid with iDEAL, debit card, credit card or bancontact

Finn

Ask your personal assistant anything

Physical Card

Make easy payments all over the world

1 included

3 included

Card Payment Refunds

Your money is protected if a card payment doesn’t go as planned

Savings Accounts

Earn 2,51%* interest on your deposits

Scheduled Payments

Easily schedule recurring payments

Scheduled Requests

Easily schedule recurring payment requests

Switch Service

Have transactions from your old bank forwarded to us

True Name

Get a card marked with your chosen name

Virtual Cards

Instantly create digital payment cards

1 included

25 included

bunq Web

Access your bunq account from any device

Joint Online Banking

Joint Accounts

Set up shared accounts with any other user

Invite from bunq Core, Pro and Elite users

Joint Savings Accounts

Earn 2,51% interest on your shared savings

Invite from bunq Core, Pro and Elite users

bunq Pack

Save up to 30% with a group subscription

Shared Access

Provide access to your accounts in just a few taps

Invite from bunq Core, Pro and Elite users

Unlimited

Cash Banking

Extra ATM Withdrawals

Get extra cash beyond your free limit

€2,99 each

€0,99 up to 5/month, €2,99 rest

Free ATM Withdrawals

Withdraw cash monthly without extra fees

6/month

Travel & Expats

eSIM

Save up to 90% on roaming costs

4*2GB free/year

Holiday Mode

The app shows all amounts in the foreign currency

Places

Find hidden gems recommended by bunq users

Split Payments

Tip, split, and settle instantly

Travel Assistant

Get practical money tips for your trips

Travel Insurance

Worldwide travel insurance with zero hassle

ZeroFX

Always get the best exchange rate abroad

€1,000 per year

Unlimited

API & Workflows

Open API

Automate your workflows with code

Zapier

Automate your workflows without writing code

Investing

Stocks

Investments made easy. Free for the first 3 months

20% discount on trading fees

50% discount on trading fees

Budgeting & Savings

Add notes to transactions

Add personalized notes to your transactions

AutoSave

Round up payments and save the difference

bunq Points

Earn points by just using bunq to get things you really want

Double Points

Cashback

Get up to 2% back for eligible credit card payments

Up to 2% + invite 2 friends to your Cashback Team

Easy Budgeting

An easy and fun way to learn to save, spend and grow your money

Insights

Get spending insights for all your Bank Accounts

Loyalty Cards

Add your loyalty cards to bunq for quick access

Personalized budgeting insights

Get daily insights on your spending from Finn, your personal assistant

Salary Sorter

Sort incoming payments automatically

Secondary PIN

Pay from multiple Bank Accounts with just 1 card

Spending Limits

Set limits per category and stick to them

Support

24/7 SOS Hotline

Call us any time for quick help with your account or cards

Priority

SOS Support Chat

Get emergency support via chat

24/7 Online Support

Get help from us whenever you need it

Priority

Security

Biometric ID

Secure your account with Face or FIngerprint ID

Deposit Protection

Have your money insured up to €100,000 by DGS

Instant Notifications

Receive real-time updates when your money moves

Localized Card Protection

Your cards only work when they're with you

Rotating CVC

Generate a unique CVC code for every payment

Two-Factor Authentication

Confirm your transactions in the app

Sustainability

Freedom of Choice

Choose how your money gets invested

Plant Trees

Offset your CO2 every time you spend with your card

1 tree/€1,000

1 tree/€250

1 tree/€100

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Get started