Payments with bunq
Send, request, and receive money in seconds. Set up recurring payments and automate approvals with ease. With bunq, you’re in control – fast, flexible, and effortless money management.
Discover payment features with bunq
Instant Payments
Never wait for settled payments again.
Scheduled Payments
Easily schedule recurring payments.
Payment Requests
Request funds directly from app.
Request payments with bunq.me
Create your unique lifelong payment link.
AutoAccept
Automatically approve requests from contacts.
Refund Requests
Instantly resolve incorrect card payments.
Instant Payments
Send and receive payments instantly, with no delays. Funds are transferred as soon as you confirm the transaction. Supported by TARGET Instant Payment Settlement (TIPS) across a wide network of European banks.
Scheduled Payments
Need to send one or multiple payments in the future? Just set up a Scheduled Payment and the bunq app will take care of it when the time comes. You can choose the frequency, limit the amount of payments, or set an end date.
Payment Requests
Easily ask for payments through the bunq app. Whether splitting bills, sharing costs, or collecting contributions, send a payment request in seconds.
Request payments with bunq.me
Create your own always-on payment link with a custom URL and receive money effortlessly. Share it with anyone, and they can pay via bank transfer, Apple Pay, Google Pay, iDEAL, Instant Bank Transfer, or credit card—whenever it’s convenient for them.
AutoAccept
Settle expenses effortlessly by adding trusted contacts to your AutoAccept list. The bunq app will automatically approve their payment requests, so you never have to manually approve friends, merchants, or direct debits again. Stay in control by setting a maximum limit.
Refund Requests
If a card payment didn’t go through or you were charged incorrectly, request a refund in just a few taps. Simply open the payment details in the bunq app, submit your request, and we’ll work to get your money back ASAP.
Split Payments
Traveling to the US? No need to wait for the restaurant to add your tip. Just enter the tip amount, split the total payment with your friends instantly, and get paid.
Trusted by millions of users
Insured up to €100.000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Help in your language, whenever you need it.
Risk indicator for all bunq B.V. accounts
1
/
6
This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.
bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
The essentials to get you started.
bunq Core
The bank account for everyday use.
bunq Pro
The bank account that travels with you.
bunq Elite
The bank account designed for your international lifestyle.
FAQ
Are there any fees for Instant Payments?
How does Auto Accept work?
What are the bunq.me daily limits and fees?
When can I request a chargeback?
Which payments aren't eligible for chargeback?
How much time does it take for the refund request (chargeback) to be processed?
Open your Bank Account in just 5 minutes
