Got my Dutch bank account in just 5 minutes!
100% online - no branch visits, no paperwork
Just download the bunq app and sign up, even before moving to the Netherlands.
Start without a BSN
No BSN? No problem. Start banking right away and provide it within 90 days.
App and Support in your language
Thanks to AI, you can use bunq in the language of your choice.
Make fast & easy international transfers
Send and receive money in multiple currencies with ease. Enjoy up to 10 free foreign currency payments each month. After that, transparent fees ensure you always know exactly what you’re paying—no hidden surprises.
Get the best exchange rate abroad
Spend smarter with ZeroFX. Use your bunq bank debit or credit card to get great value on purchases in currencies outside the Eurozone.
Earn up to 2,51% on your savings
Boost your savings with 2,51% interest on EUR, and 3,01% on USD and GBP. Interest is paid out every week, so you can benefit from compound interest.
Organize your money your way
Take control of your finances with multiple IBANs for budgeting, savings, and direct debits. Perfect for managing your Dutch bank account efficiently.
Grow your wealth
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
Earn up to 2% Cashback
Wherever you go, just use your bunq Credit Card, and we'll put 1% of everything you pay at a restaurant or bar, and 2% for all public transportation costs, back into your pocket.
Travel with total peace of mind
Be ready for any trip with Travel Insurance, eSIMs, and practical tips. Perfect for expats relocating to the Netherlands or just traveling abroad.
Earn bunq Points
Earn exclusive rewards just by using your bunq card: free months of bunq, metal card, travel discounts, and more!
Offset your CO2
We’re planting 30 million trees! Spend with your bunq card and earn trees as you go. With veritree, each tree is planted at the right time, in the right place, and carefully tracked as it grows. You’ll be able to follow your trees and see the positive impact they make over time.
Trusted by millions of users
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Help in your language, whenever you need it.
Find your perfect fit
bunq Free
The essentials to get you started.
bunq Core
The bank account for everyday use.
bunq Pro
The bank account for you to kickstart your financial journey.
bunq Elite
The bank account that takes your money to the next level.
Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.
