Payments with bunq

Send, request, and receive money in seconds. Set up recurring payments and automate approvals with ease. With bunq, you’re in control – fast, flexible, and effortless money management.

Instant Payments

Send and receive payments instantly, with no delays. Funds are transferred as soon as you confirm the transaction. Supported by TARGET Instant Payment Settlement (TIPS) across a wide network of European banks.

Scheduled Payments

Need to send one or multiple payments in the future? Just set up a Scheduled Payment and the bunq app will take care of it when the time comes. You can choose the frequency, limit the amount of payments, or set an end date.

Payment Requests

Easily ask for payments through the bunq app. Whether splitting bills, sharing costs, or collecting contributions, send a payment request in seconds.

Request payments with bunq.me

Create your own always-on payment link with a custom URL and receive money effortlessly. Share it with anyone, and they can pay via bank transfer, Apple Pay, Google Pay, iDEAL, Instant Bank Transfer, or credit card—whenever it’s convenient for them.

AutoAccept

Settle expenses effortlessly by adding trusted contacts to your AutoAccept list. The bunq app will automatically approve their payment requests, so you never have to manually approve friends, merchants, or direct debits again. Stay in control by setting a maximum limit.

Refund Requests

If a card payment didn’t go through or you were charged incorrectly, request a refund in just a few taps. Simply open the payment details in the bunq app, submit your request, and we’ll work to get your money back ASAP.

Split Payments

Traveling to the US? No need to wait for the restaurant to add your tip. Just enter the tip amount, split the total payment with your friends instantly, and get paid.

Choose your plan

Try it free for 30 days, no strings attached.

Easy Savings icon

bunq Free

Free

The essentials to get you started.

Easy Bank icon

bunq Core

€3.99/month

The bank account for everyday use.

Easy Bank Pro icon

bunq Pro

€9.99/month

The bank account that travels with you.

Easy Bank Pro XL icon

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Disclaimer

FAQ

Are there any fees for Instant Payments?

How does Auto Accept work?

What are the bunq.me daily limits and fees?

When can I request a chargeback?

Which payments aren't eligible for chargeback?

How much time does it take for the refund request (chargeback) to be processed?

Open your Bank Account in just 5 minutes