bunq Free

The essentials to get you started

Open bank account

bunq Free

The essentials to get you started

Open bank account

bunq Free

The essentials to get you started

Open bank account

Your new German bank account, ready in just 5 minutes

100% online - no branch visits, no paperwork

Just download the bunq app and sign up, even before moving to Germany.

Start without a Steuer-ID

No Steuer-ID? No problem. Start banking right away and provide it within 90 days.

App and Support in your language

Thanks to AI, you can use bunq in the language of your choice.

Open bank account

Your new German bank account, ready in just 5 minutes

100% online - no branch visits, no paperwork

Just download the bunq app and sign up, even before moving to Germany.

Start without a Steuer-ID

No Steuer-ID? No problem. Start banking right away and provide it within 90 days.

App and Support in your language

Thanks to AI, you can use bunq in the language of your choice.

Open bank account

Your new German bank account, ready in just 5 minutes

100% online - no branch visits, no paperwork

Just download the bunq app and sign up, even before moving to Germany.

Start without a Steuer-ID

No Steuer-ID? No problem. Start banking right away and provide it within 90 days.

App and Support in your language

Thanks to AI, you can use bunq in the language of your choice.

Open bank account

Bank account & Savings account

Take your budgeting to the next level by organizing your finances with up to 3 dedicated money pots. Each with a unique IBAN, so you can easily transfer money and even use them for direct debits.

Bank account & Savings account

Take your budgeting to the next level by organizing your finances with up to 3 dedicated money pots. Each with a unique IBAN, so you can easily transfer money and even use them for direct debits.

Bank account & Savings account

Take your budgeting to the next level by organizing your finances with up to 3 dedicated money pots. Each with a unique IBAN, so you can easily transfer money and even use them for direct debits.

Bank in 22 currencies

You can spend, save, pay and receive in a wide range of currencies directly in the bunq app, simply by opening a Foreign Currency account.

Bank in 22 currencies

You can spend, save, pay and receive in a wide range of currencies directly in the bunq app, simply by opening a Foreign Currency account.

Bank in 22 currencies

You can spend, save, pay and receive in a wide range of currencies directly in the bunq app, simply by opening a Foreign Currency account.

Pay with Foreign Currencies

Easily send money to anyone in 39 Foreign Currencies, directly from your Euro account. You'll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later.

Pay with Foreign Currencies

Easily send money to anyone in 39 Foreign Currencies, directly from your Euro account. You'll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later.

Pay with Foreign Currencies

Easily send money to anyone in 39 Foreign Currencies, directly from your Euro account. You'll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later.

Get your Virtual Credit Card

Every bunq user gets a Virtual Credit Card. That means no interest fees or annual charges. Get it, top it up and instantly start making payments online or with your phone.

Get your Virtual Credit Card

Every bunq user gets a Virtual Credit Card. That means no interest fees or annual charges. Get it, top it up and instantly start making payments online or with your phone.

Get your Virtual Credit Card

Every bunq user gets a Virtual Credit Card. That means no interest fees or annual charges. Get it, top it up and instantly start making payments online or with your phone.

Get the best exchange rate abroad

Spend smarter with ZeroFX. Use your bunq bank debit or credit card to get great value on purchases in currencies outside the Eurozone. Up to €1,000 per month for bunq Free users.

Get the best exchange rate abroad

Spend smarter with ZeroFX. Use your bunq bank debit or credit card to get great value on purchases in currencies outside the Eurozone. Up to €1,000 per month for bunq Free users.

Get the best exchange rate abroad

Spend smarter with ZeroFX. Use your bunq bank debit or credit card to get great value on purchases in currencies outside the Eurozone. Up to €1,000 per month for bunq Free users.

Offset CO2

As a bunq user, you'll earn trees for spending with your bunq card. Our partner veritree then plants these in Kenya and Tanzania. Our users have already planted over 25 million mangrove trees! Plant 1 tree for every €1000 you spend.