bunq Elite

The bank account that helps you and your partner to grow your money and enjoy the perks

Your new joint bank account, ready in just 5 minutes

100% online - no branch visits, no paperwork

Easily start sharing finances without leaving the house.

Joint budgeting made easy

Up to 25 money pots to help you and your partner plan spending and grow savings.

Earn up to 3.36% interest on your savings

Create personal or joint savings accounts and get interest paid weekly.

Set up from home in just 5 minutes

No branch visits, no paperwork—just sign up from the comfort of your home. Whether you’re splitting groceries or saving for your next getaway, bunq manages your shared finances with ease.

Organize your money your way

Take your budgeting to the next level by organizing your shared finances with up to 25 dedicated money pots. Each with a unique IBAN, so you and your partner can easily transfer money and even use them for direct debits.

Crystal clear Insights

For detailed insights into your spending, head to the Budgeting tab. You’ll find month-by-month comparisons and categorized breakdowns. To get a full overview of your finances as a couple, you can also add any external bank accounts you and your partner may have.

Round up payments and save the difference

With AutoSave, you and your partner's payments are rounded up, and the difference is sent directly to your savings account. For example, if you spend €4.10, €0.90 goes straight to your savings—it's that simple.

Grow your wealth

Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months. 50% discount on fees after 3 months

Earn up to 2% Cashback

Earn back a portion of your spending simply by using your bunq card. Get 1% back at restaurants and bars, and 2% any time you pay for public transportation.

Earn 2x bunq Points

Earn exclusive rewards together just by using your bunq card: free months of bunq, metal card, travel discounts, and more! Plus, bunq Elite users enjoy double the points.

Offset CO2

As a bunq user, you'll earn trees for spending with your bunq card. Our partner veritree then plants these in Kenya and Tanzania. Our users have already planted over 25 million mangrove trees! Plant 1 tree for every €100 you spend.

Find your perfect match

Easy Savings icon
bunq Free

Free

The bank account for moving in with your partner.

Easy Bank icon
bunq Core

€3.99/month

The bank account for taking your first steps in joint spending and saving.

Easy Bank Pro icon
bunq Pro

€9.99/month

The bank account for managing everyday spending and saving as a team.

Easy Bank Pro XL icon
bunq Elite

€18.99/month

The bank account for growing your money and enjoying premium perks together.

Open your joint bank account in just 5 minutes